New Medicare changes for 2026

In 2026 a new payment option is available to help you manage your out0of-pocket drug costs by spreading them across the calendar year. (January-December)

The Part A hospital deductible for 2026 is $1,736. After 60 days the daily amount is $434 per day for days 61-90. After 90 days the Lifetime reserve amount is $868 per day. Skilled Nursing Facility Coinsurance from days 21-100: $217 per day.

The Part B annual medical deductible is $283

Medicare Part B monthly  premium is $202.90

Part D deductible may be 0-$615

Coverage Gap is eliminated. Yearly out-of-pocket drug costs are capped at $2,100. Once it's reached there is no copay for the rest of the year.